Awarding of Federal (Title IV) Funds: Robert Morris University Awarding of Federal (Title IV) Funds | Robert Morris University

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Awarding of Federal (Title IV) Funds

Awarding of Federal (Title IV) Funds

All Title IV funds are awarded based on information reported on the Free Application for Federal Student Aid (FAFSA).  All students must file the FAFSA to determine if they are eligible for Title IV funds.

For financial aid purposes, the academic year is fall and spring.  Students should file the FAFSA for each academic year that they plan on enrolling.  For example:  If a student plans on enrolling in the Fall 2016 term, they must file the 2016-17 FAFSA.

Once the FAFSA has been submitted, RMU will receive the information electronically for those that listed RMU as a college choice.  Freshmen students will be packaged once fully accepted to the University.  Continuing students will be packaged after spring grades post and Satisfactory Academic Progress has been run.

When determining the maximum aid a student is eligible for, we must create an estimated Cost of Attendance (COA).  For detailed information on Cost of Attendance click here.  The COA includes both direct costs and indirect costs. 

  • Direct costs to the institution:  actual tuition, fees, room and board (if living on campus)
  • Indirect costs: books and supplies, personal expenses, transportation costs and living allowance (if living off campus).

When a student submits the FAFSA, they receive the Estimated Family Contribution (EFC).  The EFC is subtracted from the COA to determine each student’s demonstrated need.

  • COA – EFC = Unmet Need
  • The sum of all need based aid will not exceed the unmet need of the student.
  • The total of all aid cannot exceed COA.


The packaging methodology for undergraduate students:

Pell grants will be automatically awarded based on the student’s EFC and the Pell table published by the Department of Education

PHEAA (Pennsylvania Higher Education Assistance Agency) grants will be estimated for freshmen until the actual awards are decided by the state grant agency.

Institutional merit awards will be added based on the student’s high school GPA and SAT/ACT score.  Continuing students will have their merit award renewed if they meet the renewal criteria and maintain SAP progress.

RMU need based aid is added to student’s award package based on set awarding criteria.  Awards will be reviewed from year to year with EFC swings of $5,000 and those that change housing status.

Students will be awarded FWS if they have need remaining after the above aid has been awarded and they have indicated on the FAFSA they were interested in work study.  Perkins funds are added to continuing students that demonstrate unmet need after all other aid has been awarded.

Eligibility for Subsidized and Unsubsidized Direct loans will be calculated and added based on student’s grade level.

Typically, Graduate students are only eligible for Unsubsidized Direct Loans and Graduate Plus Direct Loans.   They must file the FAFSA and a Cost of Attendance will be created based on their tuition code and planned enrollment status to establish the amount that can be borrowed.